L i c e n s e d B y V i r t u a l m o n e y, I n c.
We make money the old-fashioned way - - - We print it !
Then we secure it with assets on a present value basis.
Patent(s) Pending
Privacy Policy
September 6, 2005
Real Monetary Reserve, Inc. (d/b/a Millennium Dollar® Store of Value) is fully aware of and respects the importance of your personal information. The confidentiality and protection of your personal information is a fundamental part of our service to you. Further, your trust is of utmost importance to us. Therefore, we will NEVER sell your personal information to third party marketers without your express permission.
1. Collection of Nonpublic Personal Information:
We collect “nonpublic personal information” about you from the following sources:
• Information we receive from you on applications, auction reports or other forms. If you choose to become a Registered Merchant, you will provide us with nonpublic personal information such as your name, address, e-mail address, telephone number, social security or federal I.D. number and (optionally bank) account numbers for the purpose of forwarding the private currency to you, or to transfer or deliver U.S. dollars (USD) resulting from a monetary conversion.
• Information about your transactions with us, our affiliates, or others. For example, we maintain historical information about such transactions.
• Information we receive from a consumer reporting agency.
“Nonpublic personal information” is nonpublic personal information about you that we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information we receive from auction venues, when you bid to purchase a product or service from us.
2. Information Collected in the Forum is Public:
The purpose of the Forum is to facilitate a public discussion concerning the private currency and other related issues. Any information that you provide about yourself and your experiences, including any and all statements that you may make, in the Forum is considered to be public information and is not nonpublic personal information. Either we, our affiliates or any third party may quote verbatim, edit, excerpt, summarize, or otherwise attempt to capture the essence of, your statements in the Forum with or without your expressed consent; provided that, there is no intent to distort the meaning or context of your statement(s). As such, any statement made in the Forum is considered to be made openly to the public without any expectation of privacy. If you do not wish for your personal information, sentiments, beliefs or experiences, to become public; then do not post them in the Forum.
If you wish to tell us about your personal experiences confidentially, then please contact us directly in a manner commensurate with the confidential nature of your message, as set forth in this notice. Information received in this manner will be considered nonpublic personal information, and will not be quoted without your expressed written permission.
3. Use of Personal Information:
We use personal information about you to provide products and services. We use information to: (a) register you as a buyer or seller, (b) convert U.S. dollars to Millennium Dollars®, or vice-versa, to complete a transaction, (c) and to send Millennium Dollars® or U.S. dollars to you.
If you register in our Registered Merchants Program, then you give us your permission to post your name and contact information on our Web site, and to release this personal information in other forms of communication, for the purpose of informing the general public that you have agreed to accept Millennium Dollars® for the sale of goods and services.
4. Disclosures of Information:
We are permitted under law to share information about our experiences or transactions with you or your account (such as your payment and delivery record) with companies related to us by common control or ownership (affiliates). We also may share additional information about you or your account (such as information we receive from you in applications, transactions and credit reporting agencies) with our affiliates. You may direct us not to disclose to our affiliates information that does not relate solely to our or our affiliates’ experiences or transactions with you or your account (such as the application, transaction and credit bureau information) by contacting us at USD@MillenniumDollar.com .
We are also permitted under law to disclose nonpublic personal information about you to “nonaffiliated third parties” (i.e. third parties that are not members of our corporate family) in certain circumstances. For example, we may disclose nonpublic personal information about you to such third parties to assist us in servicing your loan or account with us; to government entities in response to subpoenas; and to credit bureaus. We do not disclose any nonpublic personal information about you to any other third parties, except as permitted by law.
If you decide to terminate your relationship with us or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.
5. Confidentiality and Security:
We restrict access to nonpublic personal information about you to employees who need to know the information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
6. E-mail:
If you send us e-mail, we may retain the content of the e-mail and your e-mail address in order to respond to questions or concerns you may have. Please remember that e-mail itself is not necessarily secure against interception. If your communication is sensitive or includes personal information such as a credit card number or social security number or bank account number, then you should contact us directly at 952-707-8400. You may also send sensitive information to us via the U.S. mail to: Real Monetary Reserve, Inc., P.O. Box 202002, Bloomington, Minnesota 55420. Simply entering our e-mail address on your browser is not secure, but is fine for normal correspondence.
7. Cookies:
We may use “cookies” to enhance our services, and to provide you with a more effective Web site. Cookies are computerized identifiers that we transfer to your hard drive through your Web browser to enable our computer systems to recognize your computer. This cookie will not contain any personally identifying information about you. Cookies may help us forward information of interest to you and may help us to prevent a repetition of information being provided to you.
8. Parents and Children:
We do not intend to collect personal information about children. If your child has submitted personal information and you would like that information to be removed, you may contact us at USD@MillenniumDollar.com and we will use reasonable efforts to comply with your request.
9. Maintaining Accurate Information:
We take appropriate steps to keep your information up to date. If you believe that your information is not complete, accurate or current, please contact us at USD@MillenniumDollar.com. We will correct the information as quickly as possible.
10. Contact Information:
If you have any questions or concerns, please contact us at USD@MillenniumDollar.com.
Our commitment to protect your private information is paramount in developing a relationship of trust with you. Although we reserve the right to update our Privacy Policy as our services expand, our commitment to privacy will not change. Updates to our Privacy Policy will be posted and dated on this page. Please check periodically for the last update of this statement. If you have any concerns about our Privacy Policy, then please let us know.
S e c u r i t y
1. Web Site Security:
This Web site has been designed to offer information, and to answer questions, about our private currency. In developing this Web site, it was assumed that it would not be the hub of our financial transactions, involving the private currency. The private currency will be sold via Internet auction venues and/or by distributors directly to the public. As such, your personal and confidential information should not be e-mailed directly to this Web site, since this Web site is not designed to be a safe depository of such information.
If you wish to send us personal or confidential information; then we suggest you contact us directly at 952-707-8400, or via the U.S. mail at:
Real Monetary Reserve, Inc.
P.O. Box 202002
Bloomington, Minnesota 55420
You may also forward such information to us through the secure e-mail services provided by the auction venue, assuming such secure services are provided. To be certain, please review the security procedures offered by the auction venue before sending any personal or confidential information.
2. Distributors:
If you are approached by anyone representing themselves as a distributor, representing our company in the distribution of our private currency; then we encourage you to contact us to verify the distributor’s identity with us.
3. Money Changers:
The Millennium Dollar® is offered as a private currency for public consumption. As the MR$ notes are distributed into the marketplace, the rightful holder of the MR$ notes takes possession and owns the private currency in the same way that they would own any other currency rightfully held. As such, other parties in the marketplace may elect to offer monetary conversion services to the general public without our permission and even without our knowledge. As such, we encourage you to be certain that such money changers are reliable and trustworthy transaction partners before entering into any transaction with them. If such people are not known to you in advance, then you should ask for personal references. If you witness, or personally experience, any improper act by anyone purporting to exchange the MR$ notes for USD, or to sell MR$ notes for USD; then please let us know immediately.
4. Counterfeiting:
It is our understanding in offering the Millennium Dollar® in a paper format, that some degree of counterfeiting is to be expected. There is no way to issue a note that cannot be counterfeiting if enough talent and capital is spent to do it. Nonetheless, we have spent considerable effort to minimize the counterfeiting. As such, when you accept Millennium Dollars®, then you should be aware of the following identifying characteristics:
• If the MR$ note is held up to a good light source; then you should see a globe watermark on the
note. The watermark will not be in the same place every time, and you may actually see one at
either end of the notes. The globe watermark is about two inches in diameter; big enough so that
you will seldom see the whole watermark. If there is no globe watermark, then you have a
counterfeit.
• Just below the serial number, the denomination of the note (one, two, etc.) will be printed in red
ink. If you hold the note on the red ink between your thumb and forefinger for a few seconds, the
ink should disappear; leaving a white imprint on the denomination. The ambient room temperature
may make the red lighter; and sometimes, the red will not turn white for people with cold hands you
may have to find a hot-blooded person to make the ink disappear. However, if the ink does not
disappear, then you have a counterfeit.
• If you successfully identify a MR$ note, using the procedures above; then you will also notice that
the bill has distinctive colors and layers of printed matter. As an example, the background color of
the notes will shift from a greenish-blue to yellow and to greenish-blue as you scan across the bill
from side to side. You will also notice the “MR$” symbol in the background. If the colors are
different, or one of more of the layers of printing are missing; then you have a counterfeit note.
Finally, we will be distributing Specimen Notes to help merchants identify real MR$ notes from counterfeit notes. The Specimen Notes are real in all regards; except that, the word SPECIMEN is printed in red ink over the serial number, and there will be two holes punched in the top of the note. Be careful you do not accept a Specimen Note as the real MR$ note. (Specimen Notes are not backed by present value assets and are not convertible into USD.) Nonetheless, keeping a few Specimen Notes on hand is a good way to spot counterfeits, especially with respect to changes in the colors and the layers of printing. Specimen Notes will be offered for sale at auction and by our distributors, along with the MR$ notes.
In accepting the MR$ notes, it is important that you become familiar with their identifying characteristics, since the company will not accept counterfeit notes for conversion to USD.