L i c e n s e d B y V i r t u a l m o n e y, I n c.
We make money the old-fashioned way - - - We print it !
Then we secure it with assets on a present value basis.
Patent(s) Pending
S i t e
Money is not an Investment, etc.
MR$ Indexed Values: (PDF files)
MR$ Indexed Values:
(Quattro files)
Comparing the Performance of Real and Nominal Monetary Units
Creating the Private Currency
e-Bay Auctions
e-Bay Store
Commercial Sales
Designer Currencies
Pricing MR$
Spending MR$
MR$ Recipients
Monetary Conversions
MR$ Products
Who developed the patent-pending technology?
Is the sponsor, or any affiliate, a publicly registered company?
Who are you guys?
What are the affiliates? Why do they exist, and what do they do?
Who controls the affiliates?
What is the status of the sponsor & affiliates?
What assets will secure the Millennium Dollars®?
What are the implications of selling the RIO strips?
What happens to the assets backing the issuance of the MR$ currency?
Who “owns” the present value assets?
Why is the concept of whole numbers important?
Why can’t government-issued currencies be designed to honor the concept of whole numbers?
What is the conceptual bridge?
How can we know that a MR$ note is not counterfeit?
Will you accept counterfeit MR$ notes for conversion into USD?
Who determines the currency exchange rate?
How is the currency exchange rate different than the indexed value?
What determines the currency exchange rate?
What is deflation?
Why is deflation so bad?
What is a liquidity trap?
Is the demurrage charge a tax?
How would the demurrage charge be enacted?
What is disinflation?
What is a dual currency?
What is fraud?
Are nominal financial instruments inherently fraudulent?
Do you advocate litigation against the money cartels?
What is free banking?
Where can I find definitions for your key terms?
What is the indexed value?
Why is the indexed value important?
What is inflation?
Why can we only substantially eliminate inflation?
If we cannot precisely control inflation, then why should we even try?
What is an intermediate-term period?
What is the intermediate time period, if inflation is at 3.0%?
What is a safe mode?
Why is there an insurance program?
Who pays for the insurance?
Why does the sponsor self-insure the delivery?
Does the sponsor make money on the insurance program?
Who is the Issuer of the Millennium Dollars®?
How does the issuer cover its overhead?
What makes Virtualmoney, Inc. different from other financial institutions?
Why do we need a liquid-payment market?
When the TIPS are no longer undervalued, then how will the issuer and
sponsor cover the cost of creating the private currency?
Would deflation wipe-out your mark-up on any real financial instrument?
If TIPS are taxable, should taxpayers use the MR$?
What happens to the cash flow from the sale of the AIO strip?
If the MR$.s are securities, then why aren’t the MR$ themselves
securities?
Why is it necessary to have a liquid-payment market, when the MR$ issuer
will just use the cash proceeds on the sale of the AIO strips to purchase
more RPO strips?
Why are the security markets not providing liquidity to the inflationary adjustment on the TIPS?
Can’t the TIPS liquidity problem be resolved with interest-rate swaps?
How does the patent-pending technology resolve the pricing of the inflationary
adjustment payment stream?
Why would merchants accept the MR$ at the indexed value?
What can I do with the Millennium Dollar®?
What is the Millennium Dollar®?
What is a promise-to-conserve?
How does the promise-to-conserve work?
\ How is the Millennium Dollar ® defined?
How is the value of the Millennium Dollar ® determined?
How is the purchasing power of the Millennium Dollar® maintained?
What can I do with Millennium Dollars®?
What is money?
How is money destroyed by inflation (or deflation)?
What causes inflation and deflation?
How can we resolve this monetary dilemma?
?#$X##@ Money!
How will the currency exchange take place?
Can others make a market for the MR$?
What resources are used to make a market for the MR$ currency?
Are the sponsor and issuer required to make a market for the MR$ currency?
Why is “MR$” used to symbolize Millennium Dollars®?
What is P = NP?
Where can I learn more about P = NP?
Why do you believe your technology solves a P = NP problem?
Why have you not attempted to win the $1,000,000 prize offered by the
Clay Institute?
What is the present value?
Why is the present value important?
If the present value is important, why does the currency exchange rate in
the market float over time?
Why do we need a private currency?
Are private currencies legal?
What about the legal tender laws?
Why index the private currency to the government-issued currency?
Why secure the private currency with U.S. Treasuries?
Can anyone issue an inflation-indexed currency?
What does the Real Monetary Software® do?
What is the current status of the Real Monetary Software®?
What causes inflation?
What is the concept of whole numbers?
How can money avoid violating the concept of whole numbers?
When is the concept of whole numbers violated?
What does real monetary theory tell us?
What is Real Monetization®?
What is the Real Mortgage®?
What does “real” mean?
What does “nominal” mean?
How are real and nominal related?
Why do nominal interest rates ratchet upwards with inflation?
Why do real rates ratchet downwards in a real monetary system?
Will the real monetary system adversely affects banks?
How was the research & development funded?
What is the record of your research?
Has the lack of funding hindered your efforts?
Why has it taken 17 Years to get this far?
How does the sponsor fund its activities?
What is the stripping problem?
TREASURY INFLATION PROTECTION SECURITIES
What are Treasury Inflation Protection Securities?
How are investors compensated for investing in TIPS?
How large is the TIPS market?
Why are the TIPS used to secure the private currency?
What is the down-side of using the TIPS?
Why should we trust the sponsor to meet the present value test?
Why doesn’t the sponsor use third-parties to ensure a level of
trust?
Does the sponsor’s insurance program inflate the private
currency?
Why verify the monetary unit?
How is the monetary unit verified?
Where does the verification motto come from?
Claiming a Loss for Non-Delivery
Claiming a Loss for Damaged Notes
Lost, Stolen and/or Damaged Notes
Common Carriers
Questions
Introduction
Denominations
Products to be Offered
Collector’s Sets
Collector’s Notes
Inspection Sets
Promotional Sets
Merchant’s Sets
Store of Value Sets
Specimen Sets
Specimen Packets
Shipping, Handling & Insurance
Collection of Nonpublic Personal Information
Information Collected in the Forum is Public
Use of Personal Information
Disclosures of Information
Confidentiality and Security
Cookies
Parents and Children
Maintaining Accurate Information
Contact Information
Security
Web Site Security
Distributors
Money Changers
Counterfeiting
Company
Purpose
Benefits
Secured by Present Value Assets
Better Money, Better Trade
Cheaper Capital
Increased Sales
Convert or Trade MR$
Hold MR$ as a Store of Value
Requirements
Registration Benefits
CURRENCY DEALERS & COLLECTORS
DEMURRAGE CHARGE
FREE BANKING
INFLATION INDEX
PRIVATE CURRENCIES
REAL BONDS
CONVERSION EXPENSES
Currency Spread
INSURANCE CLAIMS
Submitting an Insurance Claim
Responding to Insurance Claims
Rejecting Claims &/or Conversions
OTHER MATTERS
Reporting Requirements
Money
John Law
Moral
Merchants
Start-Up Period
Speculation
Investment Status
Payment Instruments
Promise-To-Conserve
Promise-To-Pay
Currency Analysis
Friedrich August von Hayek
Payment Instrument Analysis
Government-Issued Currencies
Short-Term
Sale
Insurance Program
Disclaimer
Monetary Conversions
Present Value Test of the MR$ Notes
Present Value Test of the U.S. Dollar
Financial Tool
Due Date
Asset Redemption
Issuer
Sponsor
Affiliates
Present Value Assets
Technology
Verifying the Monetary Unit
Alexander Hamilton
How it Works
Liquid-Payment Market
Stripping Problem
P = NP
Resolving the P = NP? Problem
Shortfalls &/or Defaults
Present Value
Inflation/Deflation
Variation
Fiat Bonds
Other Assets
Assets Vs. Liabilities
Distribution of the Payment Streams
Securities Vs. Private Currency
Hypothecation
Taxable Impact
Reporting Practices
Activities
Inflation Index
Index Substitution
Indexed Value
Lagging CPI-U
Substantial Protection
Preferred Tender
Gresham’s Law
Dual Currency
Demurrage Charge
MR$/USD Conversions