L i c e n s e d   B y  V i r t u a l m o n e y,  I n c.

 

                    

 

       

                             

 

Summary of Key Documents

 

The files are in a PDF format.

 

 

0.0       Summary of the Key Documents

 

A brief summary of the key documents available for downloading. (This 3 page document.) Some of these documents are written for participating Merchants, but any competent person over 18 can become a Distributor; so others may find this advice useful as well.

 

1.0       TRUST IN GOD: but verify the monetary unit

 

A brief historical introduction to the importance of verifying the monetary unit by offering a private currency, that is offset by inflation-indexed assets. (1 page)

 

2.0       Introducing the Millennium Dollar

 

A brief introduction to the Millennium Dollar, as a private currency; along with a summary of the key benefits and procedures. (1 page)

 

3.0       Millennium Dollar Fact Sheet
 

            Summary of the key facts on the Millennium Dollar. (1 page)

 

4.0       Merchant’s MDSV Fact Sheet

 

Summary of the Millennium Dollar Store of Value (MDSV) Program for participating Merchants and Non-Profits. (1 page)

 

5.0       Projecting the Value of a MR$ Network

 

Assuming: (1) the number of MR$ Distributors begins with one, but then doubles each period for 16 Periods, (2) the value of the resulting MR$ Network is the number of Distributors squared, and (3) the MR$ velocity is eight; then a MR$ Network generating a one billion MR$ economy is possible in 16 periods. (1 page)

 

6.0       Getting Started: Parties, Rules & Procedures

 

This briefly suggests how to get started by introducing the key parties, rules and procedures. This is a good place to start for new Distributors.

 

 

7.0       Initiating Plan “A”

 

A brief chart explaining how to initiate Plan “A” – from outer space. This Plan assumes that (1) the Distributor purchase a limited number of MR$, say 100 MR$; then distribute them as change or for the purchase of goods and services; then (2) use the U.S. dollars saved (by spending MR$ + the discount instead of USD) to purchase more MR$. Each time a 10% discount is earned on the new purchase of MR$. This begins to compound the discount, driving up the total discount received over time. (1 page)

 

7.1       Plan “A” – Projection

 

This projection shows the effect of compounding the discount, when beginning with 100 MR$, assuming the compounding occurs weekly for 52 weeks. Unfortunately, most consumers, and many businesses, will run out of U.S. dollars to convert before realizing this projection. However, they can then proceed to Plan “B,” which is to introduce others to Plan “A” by signing them up as a MR$ Distributor. Plan “C” is to point our the foregoing limitation to your Distributors and encourage them to go to Plan “B”. In Plan “B” and “C” the limitation is determined only by the number of Distributors you enroll, along with the number they enroll. (1 page)

 

7.2       Plan “A” – from outer space

 

Step-by-step explanation of how to initiate Plan “A” for Merchants, as Millennium Dollar Stores of Value. (With minor adjustments, consumers can also benefit by reading this.) (2 pages)

 

8.0       Millennium Dollar Application Form

 

This MR$ Application Form can be used by Merchants, Non-Profits and consumers, who wish to enroll as Distributors. Enrollment is free, but the discounts and commissions only occur when MR$ are purchased.

 

9.0       Sample Order Form

 

            This shows how the MR$ Order Form should be completed.

 

9.1       Distributor’s Order Form (thru 8/1/08)

 

Distributors may order MR$ at the indexed value for the first day of the subsequent month. This form is for orders through August 1st, 2008, when the indexed value of the MR$ is $1.287943. This includes a summary of the Commitments, Procedures & Disclosures as page 2. (2 pages)

 

 

9.2       Distributor’s Order Form (8/2/08 - 9/1/08)

 

Distributors may order MR$ at the indexed value for the first day of the subsequent month. This form is for orders through September 1st, 2008, when the indexed value of the MR$ is $1.300922. This includes a summary of the Commitments, Procedures & Disclosures as page 2. (2 pages)

 

            

10.0     Frequently Asked Questions

 

This answers fourteen (14) questions, that will help readers understand the private currency better. It begins with the monetary equivalent principle; which states that: Inflation (deflation) is equivalent to the monetary unit ($1.00) on our currency (the U.S. dollar) violating the concept of whole numbers by representing less (more) purchasing power over time. This suggest that we can substantially eliminate the destructive effects of inflation and deflation by using a currency with a monetary unit that represents a constant (or whole) unit of purchasing power over time. This is our primary goal in offering the Millennium Dollar, as a private currency. (6 pages)

 

11.0     Benefits Terms, Conditions & Disclosures

 

This document covers a wide range of subject matter; and it effectively constitutes the beginning of our new Terms & Conditions, which are still being drafted. If there is any conflict between our old Terms and Conditions and this document; then this document will be considered the ruling document. If you have any question, then please contact us at service@millenniumdollar.com.

 

12.0     How Inflation Destroys Wealth

 

This chart shows how even inflation at 4.00% per annum can erode the purchasing power of money over time.

 

13.0     How Real Mortgages Are Qualified

 

This shows how the Real Mortgages will be qualified for both prime and sub-prime borrowers. It shows why the Real Mortgage is the answer to the sub-prime (or adjustable rate) mortgage crisis.

 

14.0     Creating Real Dollars

 

This takes the foregoing charts a few steps farther, showing how the Millennium Dollars and the 37.50% gross profit are created.

 

15.0     How Real Mortgages and Millennium Dollars Are Created

 

Box diagram summarizing the creation of the mortgages and the private currency. In essence, this is a step-by-step quantitative presentation of how the present value of the private currency is established.